Destroying Debt

Friday, August 6, 2010

Friday’s Confession …

I killed two credit cards.


That’s right I cut them up … and off. I wish I could say that the debt is gone but I did make steps yesterday to stop it and even better lower my interest rates so there’s an end in sight.

I also decided that I should have financial peace – literally. I signed Husband and I up for money guru Dave Ramsey’s Financial Peace University, a 13-week program being offered through my church.

That’s right, folks. I’m. Not. Playin’.

I know you’ve heard the saying, “keep doing what you’re doing, you’ll keep getting what you’re getting.” For some reason those words stuck yesterday.

I confess, I killed two credit cards and I’m looking forward to taking out the rest.

Winks & Smiles,
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10 comments:

MOMSWEB August 6, 2010 at 8:36 AM  

Good for you! More of America needs to conduct some of that same plastic surgery. It's FREEDOM!

Eyeglasses & Endzones August 6, 2010 at 9:54 AM  

We are totally Dave Ramsey lovers over here! WTG get scissor happy:)

ellen August 6, 2010 at 10:20 AM  

You are far braver than me (I say as I head out the door to Target, lol). Seriously though, debt is a monster. Good for you for taking control and being proactive!

La'Tonya Richardson August 6, 2010 at 12:59 PM  

Once you start paying off stuff, you'll feel so liberated. But don't get all excited and think you'll start seeing extra money right away. For some crazy reason, I haven't seen the money I was paying on my vehicle yet!!! Something or someone always gets to it before I do.

C Wiley August 6, 2010 at 1:17 PM  

Oh my goodness! So proud of you!!! I remember what it was like when I started the Dave Ramsey program back in September 2007. Cutting up my cards was the hardest thing I did. I had about 8 credit cards (maybe 11) and $93,000 in debt. Well...I'm happy to say that this single mom will be calling the show to give my debt-free scream in about 2 weeks. Thank God for Jesus!!! YOU CAN DO IT!!!!!! ;) One step at a time.

Ms. Wanda August 7, 2010 at 7:11 AM  

There is nothing like being debt free:) I love it, you go Wifey!!!

MizFit August 9, 2010 at 12:18 PM  

**cue confetti MADE FROM THOSE SHARDS!!**

at one point we had a ton of debt.
a ton.
mainly circumstances beyond our control (we were forced to have two households) but still it was incredibly stressful for me until it was all paid off.
and then I did what you did.
CUT
EM
UP :)

Funkidivagirl August 11, 2010 at 7:46 PM  

I know tons of people of did Dave Ramsey and swear by it....good luck! Your are really making some serious life changes. Love your dedication!

fit40four,  August 11, 2010 at 10:36 PM  

This is great!! My husband and I did FPU last year and it truly changed our lives. We love Dave Ramsey!

Samantha September 2, 2010 at 12:56 AM  

You are inspiring me Lorraine!

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